Income & Accident Protection
Income protection insurance provides financial support to an individual in case of loss of income due to injury or illness. It typically pays out a monthly benefit, which can be used to cover living expenses such as rent, mortgage, bills, and other expenses.
Accident protection insurance, on the other hand, provides coverage in case of accidental injury or death. It typically pays out a lump sum amount to the insured or their beneficiaries to help cover medical bills, funeral expenses, or any other expenses resulting from the accident.
Both income and accident protection insurance policies are important for individuals and families to consider as they provide peace of mind and financial security in the event of unexpected circumstances.
Life cover pays out a lump sum to the policyholder’s beneficiaries in the event of the policyholder’s death. This lump sum can be used to cover funeral expenses, pay off debts, or provide financial support to the policyholder’s family.
Critical illness cover, on the other hand, pays out a lump sum if the policyholder is diagnosed with a serious illness covered by the policy. This lump sum can be used to cover medical expenses, provide financial support during recovery, or cover living expenses while the policyholder is unable to work.
Combining life and critical illness cover can provide comprehensive financial protection for individuals and their families, offering peace of mind and security in the face of unexpected events.
Life & Critical Illness Cover
Home Insurance Including Landlords Cover
Home insurance typically covers the cost of repairing or rebuilding the property if it is damaged due to an insured event such as fire, lightning, or flood. It may also cover the cost of replacing personal belongings such as furniture, electronics, and clothing.
Landlord’s cover is an additional feature that provides protection for landlords against financial loss due to tenant-related issues. This may include loss of rental income if the property becomes uninhabitable due to an insured event, legal expenses related to evicting tenants or pursuing damages, and liability protection in case a tenant is injured on the property and files a claim.
By combining home insurance and landlord’s cover, property owners can protect their investment and mitigate potential financial risks associated with owning and renting out a property.
Commercial insurance is a type of insurance policy designed to protect businesses from various risks and liabilities. It is tailored to meet the unique needs of different types of businesses, and can cover a range of potential losses, including property damage, liability claims, and business interruption.
Commercial insurance is essential for any business, as it provides financial protection and peace of mind in the face of unexpected events that could potentially jeopardize the future of the business.
Commercial Insurance
Private Medical Insurance
Private medical insurance policies can cover a wide range of healthcare services, including consultations with specialists, diagnostic tests, surgeries, and hospital stays. The level of coverage and the premium costs vary depending on the policy and the needs of the policyholder.
In addition to providing access to private healthcare, private medical insurance policies may also offer additional benefits such as access to wellness programs, mental health support, and alternative therapies.
Private medical insurance is typically purchased as an individual policy or as part of an employer-provided benefits package. It is a valuable investment for those who want to have greater control over their healthcare and prioritize access to private healthcare services.
A lasting power of attorney is a legal document that allows an individual to appoint someone they trust to make decisions on their behalf if they become unable to do so themselves. There are two types of lasting power of attorney: health and welfare, and property and financial affairs. The former grants the appointed person the authority to make decisions related to the individual’s healthcare and well-being, while the latter allows them to manage their financial affairs.
Having a will and lasting power of attorney in place is essential for anyone who wants to ensure that their assets and well-being are protected and that their wishes are respected. These documents can provide peace of mind and security for individuals and their families in the face of unexpected events such as illness, incapacity, or death.
Wills & Lasting Power of Attorney
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If you are interested in finding out more about the products and services offered by Falcon Money, please contact us.